{
  "id": "auth_ny_ins_5102",
  "version": 2,
  "jurisdiction": "us-ny",
  "domain": "torts.motor_vehicle",
  "title": "NY Insurance Law § 5102: No-fault definitions",
  "valid_from": null,
  "valid_to": null,
  "temporal_notes": [],
  "topics": [
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    "methods": [
      "Subsections (a), (b), and (d) compared word for word with newyork.public.law's copy of the NY Senate's official Laws of New York page, which it reports was last updated on May 29, 2026. nysenate.gov refuses automated requests from this environment, and a search-engine capture of it still shows the pre-2026 text.",
      "Subsection (d) as amended compared with the enacted bill text (S.9008-C/A.10008-C, Part EE § 1) on nyassembly.gov; the deleted 90/180-day words compared with the struck-through text in the same bill and with the former definition quoted in Toure v Avis Rent A Car Sys., 98 NY2d 345 (2002)."
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  "revisions": [
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  "citation": "New York Insurance Law § 5102",
  "short_cite": "Ins. Law § 5102",
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      "text": "\"Basic economic loss\" means, up to fifty thousand dollars per person of the following combined items"
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      "locator": "§ 5102(b)",
      "text": "\"First party benefits\" means payments to reimburse a person for basic economic loss on account of personal injury arising out of the use or operation of a motor vehicle"
    },
    {
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      "locator": "§ 5102(d)",
      "text": "\"Serious injury\" means a personal injury which results in death; dismemberment; significant disfigurement; a fracture; loss of a fetus; permanent loss of use of a body organ, member, function or system; permanent consequential limitation of use of a body organ or member; or significant limitation of use of a body function or system."
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