{
  "id": "auth_ny_nycrr_11_65-1.1",
  "version": 2,
  "jurisdiction": "us-ny",
  "domain": "torts.motor_vehicle",
  "title": "11 NYCRR 65-1.1: Mandatory personal injury protection endorsement (Regulation 68)",
  "valid_from": null,
  "valid_to": null,
  "temporal_notes": [],
  "topics": [
    "no_fault",
    "motor_vehicle_deadlines"
  ],
  "status": "VERIFIED",
  "verification": {
    "verified_on": "2026-09-30",
    "methods": [
      "The Notice condition of the Mandatory Personal Injury Protection Endorsement compared word for word with the full text of Part 65 published by the Department of Financial Services (PDF, read through a text extraction that drops the \"fi\" ligature, so \"sufficient\" appears as \"suffcient\"). The official NYCRR on Westlaw refuses automated requests from this environment.",
      "Same wording quoted by the Court of Appeals in New York & Presbyt. Hosp. v Country-Wide Ins. Co., 17 NY3d 586, 589-590 (2011), and on the Department's consumer automobile FAQ, which also gives the April 5, 2002 change from 90 to 30 days."
    ],
    "human_review_status": "reviewed",
    "reviewer": null
  },
  "revisions": [
    {
      "version": 2,
      "date": "2026-10-25",
      "summary": "Reviewed for source and accuracy."
    }
  ],
  "citation": "11 NYCRR 65-1.1",
  "short_cite": "11 NYCRR 65-1.1",
  "authority_kind": "regulation",
  "authority_level": "regulation",
  "enacted_by": "New York State Department of Financial Services (Superintendent of Financial Services)",
  "effective_date": null,
  "official_url": "https://www.dfs.ny.gov/system/files/documents/2024/08/reg68_11_nycrr_65_full_txt.pdf",
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    {
      "source": "src_dfs_reg68_part_65",
      "locator": "§ 65-1.1, Mandatory Personal Injury Protection Endorsement, Conditions: Notice",
      "text": "In the event of an accident, written notice setting forth details sufficient to identify the eligible injured person, along with reasonably obtainable information regarding the time, place and circumstances of the accident, shall be given by, or on behalf of, each eligible injured person, to the Company, or any of the Company's authorized agents, as soon as reasonably practicable, but in no event more than 30 days after the date of the accident, unless the eligible injured person submits written proof providing clear and reasonable justification for the failure to comply with such time limitation."
    },
    {
      "source": "src_dfs_auto_faq",
      "locator": "FAQ on revised Regulation 68",
      "text": "Insurance Regulation 68, as revised effective April 5, 2002, effected numerous changes to the processing of No-Fault claims. The revised Regulation modified the timeframes in which to submit written notice of claim from 90 to 30 days"
    }
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  "applicability": {
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        "locator": "§ 65-1.1, Mandatory Personal Injury Protection Endorsement, Conditions: Notice",
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        "retrieved": "2026-09-30"
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        "source_url": "https://www.dfs.ny.gov/faqs/consumer_faqs/automobile?page=2",
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