{
  "id": "prop_ny_mv_noneconomic_cap_at_fault",
  "version": 2,
  "jurisdiction": "us-ny",
  "domain": "torts.motor_vehicle",
  "title": "$100,000 cap on non-economic loss for certain at-fault injured people (since May 26, 2026)",
  "valid_from": "2026-05-26",
  "valid_to": null,
  "temporal_notes": [],
  "topics": [
    "noneconomic_loss",
    "no_fault"
  ],
  "status": "VERIFIED",
  "verification": {
    "verified_on": "2026-09-30",
    "methods": [
      "Statement drafted by the editor to restate only what the quoted passages say; each passage was checked against its source as recorded on the linked authority or case.",
      "Checked that every authority and case linked below says what the relationship note claims."
    ],
    "human_review_status": "reviewed",
    "reviewer": null
  },
  "revisions": [
    {
      "version": 2,
      "date": "2026-10-25",
      "summary": "Reviewed for source and accuracy."
    }
  ],
  "statement": "In actions commenced on or after May 26, 2026, an injured person who is at fault but not barred by CPLR 1411 recovers at most $100,000 for non-economic loss for a serious injury if they were driving an uninsured vehicle they were responsible for insuring (unless the lapse was under 30 days), were driving while impaired and were convicted of it, or were driving in the commission of or flight from a felony and were convicted of it. The cap does not apply to actions for injuries resulting in death.",
  "scope_notes": [
    "The 2026 amendments apply to actions and proceedings commenced on or after May 26, 2026, whatever the date of the accident. Read as_of as the date the lawsuit was commenced."
  ],
  "passages": [
    {
      "source": "src_nysenate_ins_5104",
      "locator": "§ 5104(d)",
      "text": "Notwithstanding the foregoing, and other than in an action for damages for injuries resulting in death, recovery for non-economic loss shall be limited to one hundred thousand dollars in the case of a serious injury in any action by or on behalf of an injured person who is at fault, is not barred from recovery by section fourteen hundred eleven of the civil practice law and rules, and was (1) operating an uninsured motor vehicle and responsible under article six of the vehicle and traffic law for insuring such motor vehicle, except if a lapse in motor vehicle insurance coverage occurs for a period of time less than thirty days; (2) operating a motor vehicle while impaired at the time of the accident and convicted of such; or (3) operating a motor vehicle in the commission of a felony, or immediate flight therefrom, at the time of the accident and has been convicted of such felony."
    },
    {
      "source": "src_nyassembly_2026_a10008_part_ee",
      "locator": "Part EE § 4",
      "text": "This act shall take effect immediately and shall be applicable to all actions and proceedings commenced on or after such date."
    }
  ],
  "type": "proposition",
  "source_ids": [],
  "relationship_ids": [],
  "url": "https://agents.newyorkeverydaylawreference.com/proposition/prop_ny_mv_noneconomic_cap_at_fault",
  "cite_as": {
    "id": "prop_ny_mv_noneconomic_cap_at_fault",
    "type": "proposition",
    "version": 2,
    "url": "https://agents.newyorkeverydaylawreference.com/proposition/prop_ny_mv_noneconomic_cap_at_fault",
    "content_hash": "sha256:783f90e256b5151b1dd6659bab24b7805a42a929d8cba7c6eb60e26d9329b336",
    "dataset_version": "2026.10.25"
  },
  "trust": {
    "authority_level": "primary_legislation",
    "source_type": "official_legislature",
    "primary_source": true,
    "verified": true,
    "verification_date": "2026-09-30",
    "source_freshness": "2026-10-25",
    "temporal_status": "current",
    "conflict_status": "none_known",
    "human_review_status": "reviewed",
    "provenance_complete": true
  },
  "applicability": {
    "as_of": "2026-11-04",
    "applies": true,
    "temporal_status": "current",
    "reason": "Applies from 2026-05-26.",
    "status": "VERIFIED"
  },
  "graph": {
    "authorities": [
      {
        "id": "auth_ny_ins_5104",
        "role": "establishes",
        "relationship": "rel_ins_5104_establishes_noneconomic_cap"
      },
      {
        "id": "auth_ny_l2026_ch58_part_ee",
        "role": "establishes",
        "relationship": "rel_part_ee_establishes_noneconomic_cap"
      }
    ],
    "cases": [],
    "outgoing": [],
    "incoming": [
      {
        "id": "rel_ins_5104_establishes_noneconomic_cap",
        "relation": "establishes",
        "from": "auth_ny_ins_5104"
      },
      {
        "id": "rel_part_ee_establishes_noneconomic_cap",
        "relation": "establishes",
        "from": "auth_ny_l2026_ch58_part_ee"
      }
    ]
  },
  "provenance": {
    "passages": [
      {
        "source": "src_nysenate_ins_5104",
        "locator": "§ 5104(d)",
        "sha256": "sha256:74a961a3c50d9230d2d5b357f7244f52db6947dd44470b4a9315443e526b79bf",
        "source_url": "https://www.nysenate.gov/legislation/laws/ISC/5104",
        "retrieved": "2026-09-30"
      },
      {
        "source": "src_nyassembly_2026_a10008_part_ee",
        "locator": "Part EE § 4",
        "sha256": "sha256:c963a3d3c442ba5e6ec457f5ba8da48c9a09a2b9b77b3a31746f8a4563f9263d",
        "source_url": "https://www.dfs.ny.gov/industry-guidance/circular-letters/c32026-01",
        "retrieved": "2026-10-25"
      }
    ]
  },
  "links": {
    "html": "https://agents.newyorkeverydaylawreference.com/proposition/prop_ny_mv_noneconomic_cap_at_fault",
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    "markdown": "https://agents.newyorkeverydaylawreference.com/proposition/prop_ny_mv_noneconomic_cap_at_fault.md",
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    "versions": [
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    "schema": "https://agents.newyorkeverydaylawreference.com/schema/proposition.json"
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}