{
  "id": "src_dfs_reg68_part_65",
  "title": "11 NYCRR Part 65 (Insurance Regulation 68), full text (NY Department of Financial Services)",
  "version": 2,
  "revisions": [
    {
      "version": 2,
      "date": "2026-10-25",
      "summary": "Reviewed for source and accuracy."
    }
  ],
  "publisher": "New York State Department of Financial Services",
  "source_url": "https://www.dfs.ny.gov/system/files/documents/2024/08/reg68_11_nycrr_65_full_txt.pdf",
  "source_type": "government_agency",
  "retrieved": "2026-09-30",
  "citation": "11 NYCRR 65-1.1",
  "notes": "PDF published by the Department; passage checks against it are done by hand.",
  "type": "source",
  "jurisdiction": "us-ny",
  "domain": "torts.motor_vehicle",
  "status": "VERIFIED",
  "verification": {
    "verified_on": "2026-09-30",
    "methods": [
      "The Notice condition of the Mandatory Personal Injury Protection Endorsement compared word for word with the full text of Part 65 published by the Department of Financial Services (PDF, read through a text extraction that drops the \"fi\" ligature, so \"sufficient\" appears as \"suffcient\"). The official NYCRR on Westlaw refuses automated requests from this environment.",
      "Same wording quoted by the Court of Appeals in New York & Presbyt. Hosp. v Country-Wide Ins. Co., 17 NY3d 586, 589-590 (2011), and on the Department's consumer automobile FAQ, which also gives the April 5, 2002 change from 90 to 30 days."
    ],
    "human_review_status": "reviewed",
    "reviewer": null
  },
  "owner": "auth_ny_nycrr_11_65-1.1",
  "url": "https://agents.newyorkeverydaylawreference.com/source/src_dfs_reg68_part_65",
  "cite_as": {
    "id": "src_dfs_reg68_part_65",
    "type": "source",
    "version": 2,
    "url": "https://agents.newyorkeverydaylawreference.com/source/src_dfs_reg68_part_65",
    "content_hash": "sha256:064a00a300a31d24c630aa35f9b51001c48868cb9749dfb3ae5a7007051160c5",
    "dataset_version": "2026.10.25",
    "citation": "11 NYCRR 65-1.1"
  },
  "trust": {
    "authority_level": "regulation",
    "source_type": "government_agency",
    "primary_source": true,
    "verified": true,
    "verification_date": "2026-09-30",
    "source_freshness": "2026-09-30",
    "temporal_status": "timeless",
    "conflict_status": "none_known",
    "human_review_status": "reviewed",
    "provenance_complete": true
  },
  "applicability": {
    "as_of": "2026-11-04",
    "applies": true,
    "temporal_status": "timeless",
    "reason": "Follows the record it belongs to.",
    "status": "VERIFIED"
  },
  "graph": {
    "outgoing": [],
    "incoming": []
  },
  "provenance": {
    "passages": []
  },
  "links": {
    "html": "https://agents.newyorkeverydaylawreference.com/source/src_dfs_reg68_part_65",
    "json": "https://agents.newyorkeverydaylawreference.com/source/src_dfs_reg68_part_65.json",
    "markdown": "https://agents.newyorkeverydaylawreference.com/source/src_dfs_reg68_part_65.md",
    "current": "https://agents.newyorkeverydaylawreference.com/source/src_dfs_reg68_part_65",
    "versions": [
      "https://agents.newyorkeverydaylawreference.com/source/src_dfs_reg68_part_65/v/1",
      "https://agents.newyorkeverydaylawreference.com/source/src_dfs_reg68_part_65/v/2"
    ],
    "schema": "https://agents.newyorkeverydaylawreference.com/schema/source.json"
  }
}