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  "title": "Insurance Law § 5104 (NY State Senate, Laws of New York)",
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      "The sentences added to subsection (a) and new subsection (d) compared with the enacted bill text (S.9008-C/A.10008-C, Part EE § 2) on nyassembly.gov and with the Department of Financial Services' description in Insurance Circular Letter No. 3 (2026)."
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